RATES AT 6.00% FANNIE MAE IMPROVES

While interest rates change on a daily (sometimes hourly) basis, it is good to note 30 year fixed mortgages have stayed in the 6.00% range for some time. Many experts feel rates will inevitably increase due to inflationary pressures (think oil and food) so NOW is always the best time to get a mortgage. For those of you with an interest rate of above 7.00% on your mortgage, please give a call to discuss refinancing your mortgage. Also, if you have an ARM that is subject to adjustment, consider locking in a good rate at this time. Even though guidelines have become more conservative, people with credit scores above 620 (most people) can still qualify for a good mortgage.

FANNIE MAE ELIMINATES DECLINING MARKET CATEGORY:
As of June 1, Fannie Mae will no longer reduce mortgage amounts by 5% in "declining markets" such as Florida. This ruling will greatly improve the mortgage markets and is a very good indicator that home values are no longer falling. Most lst time buyers and people refinancing have been affected by reduced loan to values. This new ruling should bring increased mortgage and real estate activity to our area.

Korean BBQ

We have had Korean food several times before and we still learn how to eat the proper Korean form these days. We reviewed The Florida Chinese News and chosen the Korean Restaurant “Da Mee Rak” 7225 W. Oakland Park Blvd, Lauderhill, FL

We heard it gets very busy after 5:30 or 6:00 PM, especially on weekends. We were the first two customers there that day and we felt we own that restaurant. Jim and I go there for their tabletop barbecue two weeks ago and we enjoy all the Korean side dishes that come with it. People usually just order one dish for BBQ style but that night we ordered three dishes and the two of us had enough food to feed like three people. The waiter cook food on the grill at our table.

I couldn’t resist the multiple sensory pleasures of Korean barbecue: the spicy, salty flavors and the combination of textures and temperatures (crisp lettuce juxtaposed with succulent grilled meat and shrimp), not to mention the hands-on fun of going through a pile of lettuce leaves, wrapping my own individual little barbecue "sandwiches" and popping them into my mouth. The one thing I remember clearly was that the raw meat and shrimp come together to the table at the same time, the waiter did not mix the raw meat on the grill top and it’s really smoky from all the grilling at raw meat. It isn’t fancy at any time but that moment just made it more fun for me. We were also learned a few things from the waiter how to eat proper Korean form at our table. Take a whole piece of lettuce around the freshly grilled meat to make a bite-size sandwich. Some tear off a small piece of lettuce but I grab an entire leaf of lettuce and put into my mouth.

Jim and I loved the side dishes brought to the table just after ordering. They are small plates of kimchi, pickled vegetables, and other side dishes. Some said try not to stuff the side dishes into barbecue/lettuce sandwich to keep it simple, however, my theory is just try everything and the food is going to teach us what is right or wrong. I barely know what Korean food like and I am fasciated about Korean BBQ and their side dishes.

Meat and Vegetable Roll

INGREDIENTS

· 2 cups dried fungus

· 2 cups dried auricularia

· 2 sets bean thread

· 2pcs dried squid

· 5pcs big bean skin

· 2 ponds hamburg meat

· 1 egg, beaten

· 1 clove garlic, minced

· 2 cups soy sauce

· 1/2 cup sugar

· 1/2 cup cooking wine

· 1 cup green onion

DIRECTIONS

1. In a bowl, combine the egg and hamburg meat. Stir in the sugar, soy sauce,

garlic and ground beef. Mix thoroughly and wait for 20 minutes.

2. Soak dried fungus, dried auricularia bean thread, dried squid for over one

night.

3. Cut small pieces for dried fungus, dried auricularia, bean thread, dried squid.

4. Cut one large bean skin into 4 small pieces bean skin

5. Heat the cook pan and put few oil, put green onion into the pan till the smell

comes up, then put dried fungus, dried auricularia to stir, wait the smell comes

up, you can put dried squid to fry, stir till the smell comes up, put bean thread

into pan and add some water, salt, and stir till no water. It ready to put into a large bowl.

6. Take one small bean skin, carefully roll up 1 cup of all ingredients and meat, using the bean skin to lift. Seal the edges and ends with flour water of the ingredients and meat. Place roll, seam side down, cook in a flyer.