This Hallowen, don't be scared. Rates are Great!

30 YEAR FIXED RATE 6.25% WITH 0 POINTS AND 6.50% APR. WOW.

As everyone has heard by now, the local and national real estate market is under great stress. Home owners with adjustable mortgages are facing high interest rate adjustments. In many cases, this, combined with a lower home value, creates an almost impossible double whammy. Lenders are under a directive to try to be creative to create solutions to homeowners mortgage situations. If you are purchasing property now, rates are at their lowest point in over a year. We would love to hear from you.