The Recently Closed Deals-Cookie Cutter

Mr. and Mrs. Applepie do everything right (from a lender's perspective). They have high credit scores, substantial verifiable income, and 20% money to put down on a $300,000 purchase price. They are highly desirable borrowers, and lenders make them aware of their interest in loaning them money, inundating them with offers on a daily basis. The Applepie's problem: finding the most competitive interest rate, and avoiding hidden points and fees. The solution: we shop for the Applepie's. As a correspondent mortgage lender, we have access to wholesale pricing offered by various financial institutions. This sets us apart from retail lenders such as local or national banks that have limited program menus.